financial needs since 1996
every customer is given equal respect and the same rights without any distinction
Chit Fund
A chit fund is a unique financial system that combines savings and borrowing in one plan. It allows members to contribute regularly and access funds when needed.Participants benefit from disciplined saving along with flexible borrowing options.This model supports financial goals through collective participation and trust.
Awards
2025
Services
Chit Financial Services
Chit-based loans offer a reliable and secure financing
option. By pledging your active chit receipt,
Chit Fixed Calculator
Chit fund is a unique financial concept, which has flexibility to borrow or save
Chit Approval Document Support
Members get a chit account to deposit the advance chit amount, and the member can deposit money in this account at any time
Chit Foreclosing
Calculator
Members get a chit account to deposit the advance chit amount, and the member can deposit money in this account at any time
Scheme Groups
Chit-based loans offer a reliable and secure financing
option. By pledging your active chit receipt,
Scheme Calculator
Chit-based loans offer a reliable and secure financing
option. By pledging your active chit receipt,
Let Our Exceptional Team Help You Shape Your Growth Today
Our team understands each customer’s needs with the care and attention of a family member, and guides them toward the best possible outcomes.
100%
Transparency
100%
Dedicated Consultants
100%
Customer Satisfaction
Schemes
Our Fixed Chit Schemes are designed for people who want financial flexibility with
structure — whether it’s for business needs, family milestones, or planned
investments.
Why choose our Fixed Chits?
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Fixed monthly installments — simple and predictable
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Access the full chit value through transparent bidding
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Benefit from dividends that reduce your effective cost
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Multiple chit values and durations to suit your goals
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Trusted, transparent operations backed by decades of experience
Choose a scheme that matches your capacity, contribute monthly, and receive the
lump sum at the right time — early or later, the choice is yours.
Founder Speak
Mr. Nagaraju Periyasamy Pillay
Founder and Chairman, Nagashiva Chit Fund Pvt. Ltd.
Choosing Nagashiva means choosing transparency, integrity and trust.
Find the chit plan that suits your financial needs best — with our guidance.
Transparent Online Services
We are proud to be among the first chit fund companies to offer
anytime, online access to transactions and reports, enabling customers
from all backgrounds to conveniently manage their chit-related
information from anywhere in the world.
Our Online Services Include:
- All Group Reports for Customers
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Complete Group Member Details List
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Members can ask for their Group Bid Amount Online for 30 Days.
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Comprehensive Group Bidding Reports for All Members
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Pending Chit Auction Statements for Customers
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Customer Chit Receipt Statements
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Complete Account Statements for Customers
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Lucky Draw Videos Available on YouTube and Our Website
Why do customers choose us
Government Registered and Compliant
Nagashiva Chit Fund Pvt. Ltd. is a fully government-registered chit fund company operating strictly in line with legal and regulatory standards.
Full Transparency at Every Step
From auctions and bids to statements and payouts, every process is open, documented, and verifiable for all members.
Flexible Schemes for Every Need
Nagashiva offers a wide range of chit schemes—short or long term, low or high value—to suit diverse financial goals.
Proven Experience Since 1996
Serving customers since 1996, Nagashiva brings decades of proven expertise, ethical practices, and consistent performance in chit fund operations.
Customer - First Service
We prioritise customer convenience and confidence through responsive support, clear communication, and both online and offline service access.
Clear Access, Complete Visibility
We prioritise customer convenience and confidence through responsive support, clear communication, and both online and offline service access.
Focused on long term customer relationships and driving
value of our customers.
Testimonials
My experience with Nagashiva Chit Fund has been very positive. The process is transparent, updates are clear, and the payout was timely when I needed funds. I feel confident continuing my investment with them.
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